2025 Anyone serious can get a new or used car, or they can get a loan of money, or get a loan with (5000 SAR) with a monthly installment of 500 SAR. The signature will be on a promissory note from Najiz. Government employee, but doesn't have a license and has a travel ban and violations under the old system. They can get a loan up to 1300 SAR with a promissory note and are serious.